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Privacy Policy

Last updated on September 7, 2026.

Introduction

Through our Website and email, Insurance Guide Life and our affiliated entities deliver content to our users. Our core business extends to marketing and data services, where we leverage collected information to facilitate advertiser reach across multiple channels including digital, mobile applications, email, telemarketing, and additional advertising platforms. Our service offerings encompass consumer data collection, third-party data sharing, data sales, and cross-context behavioral advertising solutions.

This privacy policy covers the personal information we obtain from you and that you submit during your visits to Insurance Guide Life. It also describes how we collect, use, retain, and disclose this information. To understand more about how our website operates, please consult our terms of service.

Please carefully review this policy to fully understand how we treat your personal information. Should you find our policies and practices unacceptable, we ask that you not use our website or subscribe to our email list. Accessing, using, or otherwise interacting with this website or our services constitutes your agreement to this privacy policy.

Application And External Sites And Services:

Insurance Guide Life and other websites, even those linked from our site, operate as separate entities with independent privacy practices. We have no control over nor responsibility for their handling of personal information. We encourage you to review the privacy policies of any websites you access through links from Insurance Guide Life.

How Your Personal Information Is Collected:

We collect information through this website that you voluntarily provide, including your name, email address, phone number, mailing address, and any information submitted through an inquiry form. We may supplement the information you provide with additional data obtained from third parties, including affiliates, marketing or advertising partners, data brokers, and other third-party data providers. Certain third parties are entities that have obtained your personal information from their own services. We also automatically collect additional information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. See below for more information.

The Data We Collect:

“Personal information” refers to all data or information, regardless of format, processed in the course of the Company’s operations that identifies, relates to, describes, or is reasonably capable of being associated with a particular consumer or household, whether directly or indirectly.

You may be required to submit personal information when registering or subscribing to the Insurance Guide Life, including your name, date of birth, street address, e-mail address, and phone number. Additional information is collected automatically via cookies and similar technologies, such as IP address, imprecise geolocation (inferred from your IP address), device ID, date and time of access, browsing patterns, and click activity. We may also obtain advertising-related information from data brokers or public databases, including interests, demographic attributes, prior locations, or purchase history. Certain limited categories of sensitive personal information may also be collected. More information about your rights appears below. “Your Privacy Rights” below.

California law requires us to disclose the types of information we have collected in the last year. The data we have collected includes identifiers (like your name, online usernames, email, or other similar unique identifiers); the personal information categories listed in Cal. Civ. Code Section 1798.80(e)) (the California Customer Records Statute) such as information that can be associated with someone in particular but isn’t available through public records; characteristics that are protected under California or U.S. federal law, like gender or race; internet or network activity, such as your browsing history; commercial information, including past purchases; professional or employment-related information, like your resume or current job; imprecise geolocation data; and inferences we can make from other personal information.

We may sell or share the information we collect with third parties and affiliates for marketing and advertising purposes. You have the right to opt out of these uses at any time by visiting here or by calling 855-579-1013.

Sensitive Data

We do not directly collect “Sensitive Personal Information,” which is data related to your race/ethnicity, religion, precise geolocation, LGBTQ+ status, health, financial accounts, or citizenship status. We do, however, indirectly collect, via automatic data collection technologies (e.g., cookies), data about your visits to web pages, which could indicate your interest in sensitive topics or membership in a sensitive group. For example, if you visit a page that is targeted to a specific ethnicity, or which gives information about a particular health condition, that may imply that you are interested in those topics. We do not make those inferences ourselves, but our affiliated group of companies, or other third parties to whom we disclose personal information may make these inferences. If your state or local laws prohibit the collection of Sensitive Personal Information without your consent, our affiliated group of companies will not make sensitive inferences. We do not collect or use any personal information relating to children under 18.

Our Uses of Personal Information

We use the personal information we obtain to send you newsletters that you sign up for and to provide content or marketing messages by email or via other channels. We will also share personal information with our affiliates and other companies who may also send you marketing messages. You can opt out at any time here. Our use of your personal information is also known as “cross context behavioral advertising” in some cases.

Personal Information Sharing

We sell or share personal information with our affiliates and with partner companies to be used for marketing purposes, including cross context behavioral advertising. We also enable access to personal information for companies who perform services for us, including services related to cross context behavioral advertising, analytics, advertising fraud detection, information security, web hosting, or similar services. We contract with third parties who have access to personal information to ensure that they use appropriate data security and comply with laws. We may also share personal information where required by law (for instance if we receive a subpoena or court order), or to protect any person’s health or safety.

Personal information may be disclosed to law enforcement, regulatory bodies, courts, government entities, or other third parties where necessary to comply with applicable laws, court orders, or legal processes, to respond to governmental or regulatory inquiries, to protect individuals’ rights or safety, or to enforce our contractual rights, including payment and collection obligations. We may also disclose personal information to a successor entity or purchaser in the event of a merger, acquisition, restructuring, liquidation, or other transfer of assets involving our business.

Personal information may be disclosed to third parties for purposes you have approved, whether those purposes are communicated when you provide the information or outlined elsewhere in this privacy policy.

Cross Context Behavioral Advertising, Analytics, and Data Sharing

We share personal information with third party companies to place advertisements on this or other websites and to perform analytics and reporting functions for those sites and for our advertisements. These companies may collect and/or share information about the websites you visit and the web pages and advertisements you view or interact with. We (or our partners) collect your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with other personal information (which may be obtained from data brokers) like your name, email address, or postal address, and may be used to deliver advertising from us or from other companies, through email, on apps or websites, or through social media sites or other media channels (this is also known as “cross-context behavioral advertising”). We also use personal information to analyze interactions with our Website and advertisements so we can continuously improve them.

Cookies, Pixels and Similar Technologies

This website utilizes cookies, pixels, and similar or related technologies to protect this site against online threats; understand the users engage who with our website; choose and display personalized content and advertisements; and track whether or how you respond to advertisements or other content and communications. Cookies are small computer files that are stored on your browser as identifiers so that we or our partners can recognize your browser at certain websites. We do not track everything you do on the Internet, however. You can restrict or delete cookies at any time using your browser settings. If you use a “do not track” setting, we will set an opt-out cookie on your browser to prevent further data collection. If you delete that opt-out cookie, you may need to opt out again to prevent automated data collection from re-starting.

We employ multiple automated technologies to collect information when you interact with our Website. Cookies are small files placed on your computer that allow the Website to function properly. If you choose to reject cookies through your browser, some Website features may not be accessible.

Flash cookies may also be used to store information about Website preferences and user navigation. These cookies are not governed by standard browser controls and can be managed through Adobe’s Flash settings.

In addition, web beacons and similar technologies may be embedded in Website pages and emails to help us analyze engagement, count visitors, monitor system functionality, and generate Website analytics.

Global Privacy Control Signals and Do Not Track Requests

Global Privacy Control (“GPC”) signals and other universal opt-out preference signals are recognized by us as valid requests to opt out of the sale or sharing of your personal information. When detected, we will automatically opt you out without requiring additional steps from you. Tracking every site you visit on the internet is not our intent. As noted above, you may block or delete cookies using your browser’s cookie settings. If you choose to opt out or activate a “Do Not Track” signal, including GPC, an opt-out cookie will be set on your browser to restrict certain cookie-based data collection. Removing that cookie or changing your GPC settings may cause automated collection to restart.”

Your Personal Information Rights

You may exercise your privacy rights by completing the web form here, or by calling us at 855-579-1013 (you will be asked to leave a message). You may: (1) obtain a description of how we collect and use personal information (this Privacy Policy), (2) opt out of our sale or sharing of your personal information with other companies, (3) receive a copy of your personal information, (4) request that we delete your personal information, and (5) make other requests relating to your personal information. If you still have questions or concerns, please email at the address provided below. You may also have the right to appeal to state or federal privacy supervisory authorities if we are unable to resolve your issue.

If you would like to log complaints, please see below for contact information:

For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.

Before responding to a privacy rights request, we must verify that the request is made by the individual whose information is at issue or by an authorized agent. Requests must include enough information to confirm identity and clearly describe the action requested. You are not required to create an account to submit a request, and any personal information provided will be used only to confirm identity or handle the request. Your verifiable request will be addressed within 45 days. If we need more time to respond, we will send you written notice within the first 45 days explaining why and how long the extension will be, up to a maximum of 45 additional days.

Should we deny a request as allowed by law, you may appeal that determination or contact us with any questions about our privacy practices using the details below. In certain jurisdictions, you may also have the right to contact a governmental privacy authority. We do not discriminate against individuals for exercising their personal data rights.

Data Relating to Children

Our site may is for use only by users aged 18+. We do not knowingly collect or process personal information from anyone aged 17 or younger. We will remove any personal information relating to an under-18 individual if we become aware that it has been submitted to us.

Data Security

We use commercially reasonable technical, physical, and organizational security measures to protect your personal information from loss or misuse. We maintain policies and procedures, staff training, technical monitoring, and audit our practices regularly to ensure that we are keeping pace with evolving threats to personal information.

Retention of Your Personal Information

We store personal information for as long as necessary to provide our services, meet our legal obligations, and address any disputes or enforcement matters. Once information is no longer needed for these purposes, we take steps to delete or de-identify it.

Future Policy Updates

We reserve the right to change or update this Privacy Policy at any time and without advance notice. The updated policy will be applicable from the “effective date.” You should occasionally review this Policy to stay updated on how we may collect, use, and share personal information.

Where Personal Information is Processed

Our site and service are located in the United States, and is intended for use only by users in the United States. When you visit our website, you acknowledge and agree that your personal information will be processed in the United States, subject to the laws of the United States.

Email Us

For more information or for any issues, please email us at martinhyoluther@insuranceguidelife.com or 204 E 2Nd Ave, San Mateo, CA , 94401.

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