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We’ve all been there. You’ve selected a rental car and are preparing to sign the paperwork. Then suddenly, the salesperson hits you with the dreaded question: would you like to tack on optional insurance? On one level, it seems like a good idea. But on the other hand, it will substantially raise your daily bill. What to do? These are the situations when being familiar with your regular auto insurance policy can save you a great deal of money very quickly. Many auto insurance policies extend to rental car coverage, so there may be no need to tack on the additional charge. Let's go over the details and take a look at some of the best, cheapest car insurance policies that extend coverage to rentals. How to know if your Auto Insurance Covers Rental Cars? You’ll need to check your insurance policy to know for sure. Not only will you want to make sure that your coverage extends to rental cars, but also that you have the correct type of coverage needed. For instance, if your policy includes liability and comprehensive coverage, it would most likely extend to rental cars. It’s important to understand the different types of coverage that auto insurance policies offer and what exactly they cover. Here are some hints as to the common types of coverage that may be equivalent to the rental company’s offerings. Read more