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If you're going to own a car, you'll need to factor the cost of auto insurance into your budget. But the amount you pay for coverage, and the amount you pay under your policy, will hinge on different factors. Now, there's a lot of misinformation out there when it comes to auto insurance. But buying into it could mean underestimating your costs and running into issues as a result. With that in mind, here are a few myths about car insurance you really shouldn't believe. 1. A car with added safety features will be cheaper to insure Many newer cars these days come with safety features that are designed to help drivers avoid accidents and stay focused. Some cars, for example, have lane departure warnings, where your car will beep if you veer into another lane. Others have brake warnings that will sound if your vehicle senses you're getting too close to another on the road. And many vehicles come equipped with backup cameras that make it easier to park and back up without accidentally bumping into another car. These features may be helpful in their own right. But believe it or not, they won't automatically result in lower auto insurance premiums. The reason? Safety features like these can also be costly to fix. And that may be reflected in your car insurance premium rates. Read more